Credit Records and Credit Scores

Use these links to learn more about credit records, credit repair and credit scoring. Learn why records are reviewed carefully when you apply for a mortgage.

A Good Credit Record Puts You Ahead of the Race

Demystifying Credit Scores - The first-ever, definitive list of score factors.

Federal Trade Commission provides over 80 on-line brochures providing consumer education about credit. Topics include Building A Better Credit Record, Credit and Divorce, Credit Repair, Credit Scoring, Fair Debt Collection, How To Dispute Credit Report Errors and much more.

Order your credit reports on-line by visiting the following websites:

Equifax

Trans Union

Federal Trade Commission

The Federal Trade Commission's consumer web site has hundreds of on-line brochures about credit, money, investments, telemarketing, privacy, your home and much more.

I highly recommend this site.

Bankruptcy

Files are kept at regional offices of the National Archives and Records Administration (NARA). These sites will explain how to obtain copies of your personal or business bankruptcy court files.

For bankruptcies filed in Indiana,

For bankruptcies filed in Kentucky,

For bankruptcies filed in Ohio,

For Other States, please complete the following and I will be happy to contact you with pre-qualifying information regarding what you can afford and an approximate monthly payment.Please complete the following and I will be happy to contact you with pre-qualifying information regarding what you can afford and an approximate monthly payment.

APR Mortgage Corp dba The Professional Mortgage Group

215A Thomas More Parkway

Crestview Hills, KY 41017

Direct Line: (859) 957-0325

Fax (859) 957-0230

Toll Free: 866-957-4325

Cell: 859-816-7659

nanpolito@aol.com